Cover & fees
What does your insurer pay?
Psychological care with a referral is part of basic health insurance. How much you get back depends on one thing: whether we have a contract with your insurer.
Choose your insurer. You will see right away whether we have a contract and what that means for your bill.
2026 contracts
Who we have contracts with
With a contract we bill your insurer and you only pay your deductible. Without one, we always discuss costs beforehand.
| Insurer | Contract | Note |
|---|---|---|
| Kustlicht Zorg | Yes | — |
| Polderzorg | Yes | 2026 budget used up: +3 weeks wait (specialised care) |
| Vliet Verzekerd | Yes | — |
| Zilverlinde | No | Natura policy: 70% of the average contracted rate |
| Lindenhof Zorg | No | Natura policy: 75% of the average contracted rate |
Fees
If you pay yourself
Insured mental healthcare is billed at the rates set by the Dutch Healthcare Authority (NZa). For care that is not insured, our own fees apply.
Deductible: for mental healthcare from age 18 you first pay your deductible, even with a contract.
| Care | 2026 fee |
|---|---|
| Session, uninsured care (45 minutes)For example couples sessions or coaching without a referral | €115 |
| Group session, uninsured care (90 minutes) | €55 |
| Missed or late-cancelled appointment (within 24 hours)Not in case of force majeure, and never in a crisis | €60 |
All waiting times, insurers and names on this site are fictional.